Payment Integration & Corridor Certification

The integration bridge for cross-border payments.

Your team can focus on growth, not integration delays and headaches. We configure and certify payment corridors between MSBs, fintechs, financial institutions, and their payment processors.

How a corridor gets certified

  • Field mapping and response codes normalized

  • End-to-end comprehensive tests with the processor

  • Certified, documented, and handed over

See how we make integrations

Universal adapter

Your platform will connect to all your payment processors through a single, local interface. No more costly single-use interfaces.

Fast delivery

A focused team that manages the full integration cycle, reducing your costs and time-to-market for new corridors.

No black boxes

Your data stays in your environment and works with your own core and data formats. No third parties in the middle.

End-to-end support

All integrations include
post-certification support that ensures operational performance and stability.

Additional services

Get real-time, automated connection health and performance monitoring and alerting, and access to transaction and reconciliation reports.

THE PROBLEM WE SOLVE

Usual payment integrations are slowing you down

Every new payer, corridor, or product requires a single-use connection and certification process that is slow, expensive, and error-prone when handled ad hoc

01

Expensive single-use connections

Each payment partner equals a new interface. So, your engineering teams get tied up building, testing, and maintaining bespoke connections for each product and payer.

02

Launch delays

The industry has normalized long certification cycles that keep new revenue streams on hold for weeks and months. Every day without that new corridor means lost transactions and revenue.

03

Operational complexity

Disparate response codes, data formats, and taxonomies across payers create complexity for your technical, operational, and customer-facing teams, becoming more expensive as your network grows.

our services

Integrations done better

We manage the full integration cycle: requirements, data mapping, testing, processor certification, and documentation. You get a certified, production-ready configuration with no intermediaries that's cost-effective and performs better.

Regain control of your partner network. Fast delivery. No third parties.

Every engagement includes

  • A locally installed universal interpreter module

  • Field mapping & transformation rules document

  • Technical requirements map and specs

  • Transaction Management SOPs

  • Test Plans & Certification Execution Logs

  • One year of the Complete Support package included

the technology

A module that meets your needs. Data always stays in your environment.

installed for originators

XB-Operator (XBO)

One transmitter, many payers and processors.The XBO is a locally installed module that provides a single interface for all your integrations.

  • Enables faster integration and certification cycles.

  • Manages transaction flows, validation rules, and error handling.

  • Real-time automated health monitoring for all connections.

  • Handles the main data structures and protocols (REST, SOAP, ISO 20022, MT/MX, and file-based) through a single interface.

  • Standardizes response codes across all payment partners into a single set of definitions.

  • Reporting for transactions and reconciliations.

Learn about XBO

installed for payers

XB-Integrator (XBI)

Many transmitters, one payer.The XBI gives payers and payment processors a local module that enables their systems to receive payment instructions and communicate with originators in any format through a single interface.

  • Enables faster integration and certification cycles.

  • Manages transaction flows, validation rules, and error & response handling.

  • Real-time automated health monitoring for all connections.

  • Handles the main data structures (REST, SOAP, ISO 20022, MT/MX, and file-based) of all transmitters through a single interface.

  • Reporting for transactions and reconciliations.

Learn about XBI

who we work with

Built for operators who need to move fast with reliability and scalability.

Licensed MSBs & money transmitters

Expanding into new corridors, payout networks, or products, without carrying a full integration team.

Fintechs & emerging payment platforms

Launching quickly, meeting certification requirements, and building on a scalable foundation.

Financial institutions & credit unions

Adding international payment services with a partner who knows cross-border protocols and regulatory requirements.

founding team

Tomas Gloetzner

Co-Founder & CEO

20 years in cross-border payments. Former VP of Business Development at PNC Global Transfers and Spectrum Global Payment Solutions; led Risk at BBVA Transfer Services for over a decade.

Mark Dennis

Co-Founder & CTO

30+ years in payments and cross-border technology, including CTO of BBVA Transfer Services. Chief architect for scalable, secure, and compliant payment processing infrastructure.

contact us

Let's talk about your partner integration needs.

Launching a new corridor, certifying a payout partner, or re-evaluating your network growth strategy? Let's explore how Exby Solutions can help.

Prefer email? [email protected]


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